Cookie Policy

Last updated: August 16, 2026

1. Overview

1.1 This Cookie Policy explains how Learmo Pte Ltd (“Learmo”, “we”, “our”, “us” or the “Company”) uses cookies and similar technologies when you visit or use https://www.learmo.com, pages within the Learmo domain, Learmo applications, and related online services (collectively, the “Services”).

1.2 This Cookie Policy should be read together with our Privacy Policy and Terms of Use.

1.3 Cookies and similar technologies may collect information that constitutes personal data. Where this occurs, we process such information in accordance with our Privacy Policy and applicable data protection laws, including the Singapore Personal Data Protection Act 2012 (“PDPA”).

2. What Are Cookies?

2.1 Cookies are small text files that are placed on or stored by your browser or device when you visit a website or use an online service.

2.2 Cookies may allow a website to recognise a device, remember user preferences, maintain a login session, improve security, understand how users interact with the Services, and support other functionality.

2.3 Cookies may be:

(a) Session cookies, which generally expire when you close your browser; or

(b) Persistent cookies, which remain on your device for a specified period or until you delete them.

2.4 We may also use technologies that perform similar functions, including local storage, pixels, tags, software development kits (“SDKs”), and other identifiers. References to “cookies” in this policy include these similar technologies where applicable.

3. How We Use Cookies

3.1 We may use cookies for the following purposes:

3.2 Strictly Necessary Cookies. These cookies are required for the Services to operate properly and securely.

3.3 They may be used to:

(a) authenticate users and maintain login sessions;

(b) enable account and platform functionality;

(d) protect against fraud, abuse and unauthorised access;

(e) maintain network and application security;

(f) enable payment, enrollment or other transactions requested by you; and

(g) remember your cookie consent choices.

3.4 Because these cookies are necessary to provide functionality that you request, they generally cannot be disabled through our cookie preference controls.

3.5 Functional Cookies. Functional cookies help us remember choices you make and provide enhanced or personalised functionality.

3.6 They may be used to remember information such as:

(a) language or regional preferences;

(b) interface preferences;

(d) previously selected options; and

(e) other settings intended to improve your experience.

3.7 If you disable functional cookies, some features of the Services may not work as intended.

3.8 Analytics and Performance Cookies. Analytics and performance cookies help us understand how visitors and users interact with the Services.

3.9 They may collect information such as:

(a) pages visited;

(b) features used;

(d) navigation paths;

(e) referring websites;

(f) browser and device information;

(g) approximate location derived from technical information;

(h) errors, performance issues and application events; and

(i) aggregated usage statistics.

3.10 We use this information to measure performance, improve the Services, understand usage patterns and identify technical or usability issues.

3.11 Advertising and Marketing Cookies. Where enabled, advertising and marketing cookies may be used to:

(a) measure the effectiveness of advertising or marketing campaigns;

(b) understand whether users interact with advertisements;

(d) build or measure audiences; and

(e) deliver content or advertisements that may be more relevant to users.

3.12 Where required by applicable law, we will obtain your consent before using cookies for behavioural advertising or other marketing purposes involving personal data.

4. First-Party and Third-Party Cookies

4.1 First-Party Cookies. First-party cookies are set directly by Learmo and are used to support the operation, security, functionality, performance and improvement of our Services.

4.2 Third-Party Cookies. Some cookies or similar technologies may be set or operated by third-party service providers that support Learmo.

4.3 These providers may include providers of:

(a) payment processing;

(b) infrastructure and hosting;

(d) communications and email delivery;

(e) media delivery;

(f) security and fraud prevention;

(g) customer support;

(h) advertising and marketing; and

(i) other technical or operational services.

4.4 Third-party providers may process information collected through their technologies in accordance with their own privacy policies and applicable agreements with Learmo.

5. Payment Services

5.1 Where payment functionality is provided through third-party payment processors, including Stripe where applicable, those providers may use cookies or similar technologies for purposes such as:

(a) processing payments;

(b) preventing fraud;

(d) maintaining security; and

(e) complying with legal or regulatory obligations.

5.2 The use of cookies by a payment service provider may also be governed by that provider's own privacy and cookie policies.

6. Cookie Consent and Your Choices

6.1 Where required by applicable law, Learmo will request your consent before placing or using non-essential cookies on your device.

6.2 You may be provided with controls allowing you to:

(a) accept all cookies;

(b) reject non-essential cookies;

(d) change your cookie preferences later.

6.3 Your choices may be stored using a necessary cookie so that we can remember your preferences.

6.4 Withdrawing or changing consent does not affect the lawfulness of processing carried out before your preference was changed.

7. Browser and Device Controls

7.1 Most web browsers allow you to manage cookies through browser settings.

7.2 Depending on your browser, you may be able to:

(a) view cookies stored on your device;

(b) delete individual or all cookies;

(d) block third-party cookies;

(e) receive a warning before cookies are stored; or

(f) configure different settings for different websites.

7.3 Please note that blocking or deleting strictly necessary cookies may prevent parts of Learmo from functioning correctly, including login, account, enrollment, payment or security features.

7.4 Browser controls vary by provider, so please refer to your browser's help or settings documentation for instructions.

8. Data Collected Through Cookies

8.1 Information collected through cookies and similar technologies may include:

(a) IP address;

(b) device identifiers;

(d) operating system;

(e) approximate geographic location;

(f) session and authentication information;

(g) pages or screens viewed;

(h) links or features used;

(i) timestamps and duration of activity;

(j) referring or exit pages;

(k) application performance data; and

(l) advertising or campaign interaction information, where applicable.

8.2 Some of this information may constitute Personal Data when it identifies you directly or indirectly or is combined with other information that identifies you.

8.3 Our collection, use, retention and disclosure of such Personal Data is governed by our Privacy Policy.

9. Retention

9.1 Different cookies remain on your device for different periods.

9.2 Session cookies generally expire when you close your browser. Persistent cookies may remain for a defined period unless you delete them earlier.

9.3 We retain information collected through cookies only for as long as reasonably necessary for the purposes described in this Cookie Policy, our Privacy Policy, or as otherwise required or permitted by applicable law.

10. International Data Transfers

10.1 Some of our service providers may process information collected through cookies outside Singapore or outside the country in which you access the Services.

10.2 Where Personal Data is transferred internationally, we will take steps required under applicable data protection law to ensure that the transferred data receives an appropriate standard of protection.

11. Changes to This Cookie Policy

11.1 We may update this Cookie Policy from time to time to reflect changes to:

(a) the cookies and technologies we use;

(b) the Services;

(d) legal or regulatory requirements; or

(e) our privacy and data protection practices.

11.2 The latest version will be published on our Website with an updated “Last updated” date.

11.3 We encourage you to review this Cookie Policy periodically.

12. Contact Us

12.1 For information about how Learmo collects, uses, stores and protects Personal Data, please refer to our Privacy Policy.

12.2 If you have questions about this Cookie Policy, our use of cookies or our privacy practices, please contact us at:

Learmo Pte Ltd
Email: contact@learmo.com